ACA Plans for Individuals and Families
Our Affordable Care Act (ACA) plans cover essential health benefits to keep you feeling your best. Plus, 9 out of 10 Arizonans qualify for financial help to pay plan premiums.*
When You Can Enroll
Open Enrollment
November 1 through January 15
Open enrollment is the time Arizonans can sign up for or change ACA plans.Special Enrollment Period
You may be able to enroll any time if you have a “qualifying life event.” Learn more about ACA special enrollment period.
ACA Plans Cover These 10 Essential Health Benefits
Doctor visits
Mental and behavioral healthcare
Prescription drugs
Free preventive care, including screenings and immunizations
Outpatient care
Emergency care
Hospital stays
Urgent care
Maternity and newborn care
Dental and vision care for children
Check to See if You Qualify for Financial Help
Financial help for ACA plans are based on the number of people in your household and your annual income. 9 out of 10 Arizonans are eligible for financial help to pay their monthly premiums for an ACA health plan.*
| Persons in Household | Income range that qualifies for $0 plans | Income range that qualifies for subsidy | Income range that may qualify for a subsidy |
|---|---|---|---|
| 1 | $20,783 to $22,590 | $22,591 to $60,240 | $60,241 and above |
| 2 | $28,207 to $30,660 | $30,661 to $81,760 | $81,761 and above |
| 3 | $35,632 to $38,730 | $38,731 to $103,280 | $103,281 and above |
| 4 | $43,056 to $46,800 | $46,801 to $124,800 | $124,801 and above |
| 5 | $50,480 to $54,870 | $54,871 to $146,320 | $146,321 and above |
| 6 | $57,905 to $62,940 | $62,941 to $167,840 | $167,841 and above |
Source: U.S. Department of Health and Human Services Federal Poverty Level (FPL) Guidelines for 2025
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