Use your benefits before end of year

The clock is winding down on 2024 and so is the time to take advantage of your health insurance benefits for the year.

Here’s how to make good use of your AZ Blue benefits by the end of the year:

Use your Flexible Spending Account (FSA) or Health Savings Account (HSA)

If you have an FSA or HSA, make sure to utilize the funds before they expire. These accounts allow you to set aside pre-tax dollars for qualified medical expenses, such as doctor’s visits, prescription medications, and medical supplies. Using these funds can reduce your taxable income and save you money.

A survey revealed that 65% of Americans don’t know that HSAs and FSAs are two different things. Learn more about FSAs and HSAs.

Make those appointments you’ve been putting off

Preventive care is a key factor in maintaining your overall health. Annual well visits and health screenings, like mammograms and colonoscopies, can help you and your provider stay on top of any health issues that may arise before they become serious. They also help you develop a good provider-patient relationship and play an important role in helping you stay on the road to good health.

Learn more about how to make the most of appointments with your primary care physician.

Use your dental benefits

We all know it’s vital to brush and floss regularly, but it’s just as important to get regular checkups.

When you schedule regular visits, your dentist can detect problems early. This can help you avoid more costly and complex procedures, like crowns and root canals, down the road.

If you have dental benefits with AZ Blue, your plan includes two no-cost teeth cleaning and oral health screening visits per calendar year. These benefits don’t roll over to the next plan year, so don’t forget to schedule these cleanings and use your benefits!

Visit azblue.com and click the Find Care option to search for an in-network dentist near you.

Take advantage of perks

The Blue 365 program offers premier health and wellness discounts to all AZ Blue members.

This could include discounts on smart watches, fitness memberships and classes, and athletic wear. Other perks might include massage therapy or discounts on chiropractic appointments.