Understanding Your Health Plan
Make the most of your health insurance
Manage All Your Benefits
- Start a virtual appointment
- Review plan details
- Download your digital ID card
- View claims & deductibles
- Find an in-network doctor
- Get cost estimates for visits & procedures
- Discover exclusive member discounts and offer
Health Insurance Basics
We break down the basics of finding a doctor, using your health-specific savings accounts and understanding plan types.
Make the Most of Your Health Benefits
While your benefits depend on your plan, here are some of the more common ways you can use it.
Your chosen healthcare plan will come with an Summary of Benefits (SOB) that outlines your plan options and the cost for services you may be responsible for.
Health Insurance How-To's
Once you have chosen your health insurance plan, you’ll need to get to know your benefits and start using your plan. Here’s how you can get the most out of your coverage.
Get to Know Your Plan
Understand your plan’s coverage, including your deductibles, copays and doctor network.Use an In-Network Doctor
Choosing doctors from your health plan's network ensures you are not overpaying for healthcare.Use Preventive Care Benefits
Most plans cover your yearly wellness exam at 100%, meaning that visit will cost you nothing.Manage Medications
Ask your doctor about generic versions of your medications to help you reduce costs while getting the same benefits.Get Referrals Set Up
If you need a primary care provider (PCP) referral for specialists, ensure you get those before your specialist visit.Organize Your Medical Records
Keep track of your member health statements and medical bills to ensure you have all documentation for claims and taxes.