Medicare Plans That Work For You

All of these plans help cover healthcare expenses not covered by Medicare. MA plans include your Original Medicare benefits and other benefits in one plan. If you join an MA plan, you will use one member ID card for your healthcare and prescription drug needs. You do not need an additional Medicare plan. You can choose either a Medicare Advantage or a Medicare Supplement plan but not both. MA plans generally have lower out-of-pocket costs and offer health and wellness benefits.

Benefits, premiums, and copays may change from year to year. Help is available to find the best plan for your needs. Contact us 1-888-288-4398, TTY: 711 Monday thru Friday 8 a.m. to 8 p.m. (Arizona time) or call your insurance agent.

This is coverage that can help you pay for prescription drug costs that aren't covered by Original Medicare. Medicare Part D plans are offered by private companies that provide benefits for generic and brand-name prescription drugs. Medicare Part D plans can be paired with Original Medicare, a Medicare Supplement plan, and/or a Cost plan.

An Explanation of Benefits (EOB) is a summary of the care you received, the discount AZ Blue negotiated for you, how much your plan paid and how much you may owe the provider. It is also known as a Member Health Statement. It is not a bill. We recommend checking this document with the provider bill to be sure you are billed accurately. Access EOBs by logging in to your AZ Blue portal.

To be eligible for either a Medicare Advantage or a Medicare Supplement plan, you must reside in the plan’s service area, have Medicare Part A and Part B and continue to pay your Part B premiums (and Part A, if applicable) unless otherwise paid for by a third party. To be eligible for a Medicare Part D plan, you must be enrolled in Part A and/or Part B and you don’t have other drug coverage (creditable coverage).

Medicare doesn't cover everything. If you need certain services that aren't covered under Medicare Part A or Part B, you'll have to pay for them yourself. Medicare generally does not cover items such as dental care, eye exams, hearing services, and outpatient prescription drugs.